Quick response to today\u2019s June Question before bed.<\/p>\n\n\n\n
I procrastinate, but value it.<\/p>\n\n\n\n
I have learned, through hanging out with me for all my life, that sometimes I need more time for something to sink in and to work out the best way to do something. I can feel really impatient when I seem to be delaying something with a deadline, but have learned that sometimes I am simply processing. Trying to complete it too early results in it being done at the same time as it would have if I waited, but with more time spent on doing it.<\/p>\n\n\n\n
In some ways I am an anti-procrastinator. I have never known anyone who pays their bills as quickly as I do. As soon as I get notification, it is paid, probably within 20 minutes. Maybe it is a control thing – yep, tick that one off\u2026 NEXT! Maybe it means I don\u2019t even have to think about it any more?<\/p>\n\n\n\n
I do spend a lot of time budgeting and making sure I have money to pay bills, though. Every week I tweak the 15 or so different \u201dbuckets\u201d, which are separate accounts I have set aside for different parts of my budget. Buckets that are autopaid from my income each week, so I don\u2019t ever see funds before they get there. Petrol, parking, bicycle parts are only bought from the \u201cTransport\u201d account, which has a small set amount deposited each week. I can overspend, but I have to then take funds from one of my other \u201dbuckets\u201d – groceries, health, fun, etc. to make up for it. I do it the week that the overspend happens, sometimes taking a little bit from several buckets and just doing with less for that week. I have done this forever and remember one time when I was at uni when I finally had enough money in my clothing account to pay for winter boots, when my car needed new tyres. Tyres! <\/p>\n\n\n\n
When I put solar panels on my roof in Fremantle, I set up a new \u201dbucket\u201d where I put a small amount each week until I had paid myself back for that expense. When I joined the gym, I paid a year\u2019s subscription, but I pay a weekly amount to myself so that when I need to pay again next year I already have the funds. Likewise when I moved interstate, I worked out how much it cost and paid back a weekly amount until I had paid that back. My latest loan to myself? My new bucket? A big vet bill. That will take a while to pay off. <\/p>\n\n\n\n
I think that doing it this way means I am less likely to procrastinate about potential purchases. The question stops being \u201dcan I afford this?\u201d and becomes \u201dwhat other things would I be willing not to fund to have this?\u201d and \u201djust how long would I be OK to reduce funding in other areas to pay this off?\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
Quick response to today\u2019s June Question before bed. I procrastinate, but value it. I have learned, through hanging out with me for all my life, that sometimes I need more time for something to sink in and to work out the best way to do something. I can feel really impatient when I seem to…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Do I procrastinate? BlogJune 22\/15\n#blogjune","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[2],"tags":[4,463],"class_list":["post-5777","post","type-post","status-publish","format-standard","hentry","category-blogjune-2","tag-blogjune","tag-blogjune-3"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/p3BXdd-1vb","jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/posts\/5777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/comments?post=5777"}],"version-history":[{"count":1,"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/posts\/5777\/revisions"}],"predecessor-version":[{"id":5778,"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/posts\/5777\/revisions\/5778"}],"wp:attachment":[{"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/media?parent=5777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/categories?post=5777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/librariansmatter.com\/blog\/wp-json\/wp\/v2\/tags?post=5777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}